By now most of us are not under any illusion about the highwaymen lurking online waiting to break into our digital lives to steal our money and our good humour. I, along with many people I know, am prodded and poked by hopeful and canny digital scammers often enough for it to have become a continual mosquito-like annoyance. Until one falls for it (which I have) and then it is more than that, and sometimes, much more than that.